Legal
Terms & Conditions
Last updated: 19 September 2026. Replace the site owner details before you publish.
1. The service
Universal Card Maker lets you create digital greeting cards in your browser and download them as PNG, JPG, or PDF. Basic use does not require an account.
2. Your content
You are responsible for the text, photos, and names you add to a card. Do not upload images you do not have the right to use.
3. Templates
You may download the finished card you create. You may not copy the template library or editor to build a competing generator.